ONLYFLOW

Terms of service

Terms

The rules that govern using OnlyFlow. The messaging terms are in section 7, and they are the ones most people are looking for.

Last updated 22 August 2026 · OnlyFlow LLC, a Florida limited liability company

1. Who we are and what this is

OnlyFlow is software operated by OnlyFlow LLC (“OnlyFlow”, “we”, “us”). It is used by management agencies to calculate and settle the commission they are owed under a contract they already hold with a contractor, and to move that amount between the two of them. By creating an account or using the service you agree to these terms.

2. Who the customer is

The agency is our customer and the agency is who we bill. A contractor whose account is connected to OnlyFlow is never charged a fee by us — not a percentage, not a deduction, and nothing added to what they are due. Our fee is billed to the agency separately and is never taken out of money moving between the agency and the contractor.

3. We never hold your money

OnlyFlow does not take custody of funds at any point. Transfers are made through a licensed payment provider, from one party’s bank account to the other’s. There is no OnlyFlow balance, no wallet, and no account in which your money rests.

4. Authorization, notice, and your right to stop a transfer

No transfer is made from a contractor’s bank account without an authorization they have signed, and a copy of that authorization is provided to them. That authorization states the percentage, the account it comes from, and that a transfer happens only after a payout has actually been deposited — there is no schedule and no fixed date.

We send written notice of the exact amount before the transfer is made, every time. If our provider cannot confirm that notice was delivered, the transfer does not happen at all. We do this because it is right, not because a rule compels it: these transfers follow a payout the creator chooses to request, at intervals they control, so they are not preauthorized transfers recurring at substantially regular intervals under 12 CFR §1005.2(k).

You may stop a preauthorised transfer by notifying your bank at least three business days before the scheduled date. That right cannot be waived and nothing in these terms asks you to waive it. You may also revoke your authorization with us at any time by writing to support@onlyflow.pro.

5. Bank connections

Connecting a bank account is done through our payment provider, and the connection can be revoked by you at any time — with us, or from inside your own banking app. We never ask for, receive, or store the login details of any platform you earn on, and we never ask for your online banking password.

6. Accounts and access

There is no public sign-up for a contractor account. Access is granted only by the agency that already holds a signed contract with you, through a single-use invitation link. You are responsible for keeping your password confidential. Tell us at support@onlyflow.pro if you believe someone else has used your account.

7. Messaging terms

If you provide your mobile number and opt in, OnlyFlow will send you text messages about your own account. This section is the whole of that program.

What we send

Two kinds of message, and nothing else:

  • Account alerts — that your bank connection has stopped working, that no payment has been detected for an extended period, or that a written notice about an upcoming transfer has been emailed to you.
  • Sign-in codes — a one-time passcode, sent only when you have just asked to sign in or to confirm a phone number.

We do not send marketing or promotional text messages. We also do not put the amount or the date of a transfer in a text message: those are sent to you in writing by email, and a text can only ever point you at that notice.

How you opt in

You opt in yourself, while signed in to your own account, by entering your mobile number and ticking a box that is never ticked for you. We then send a code to that number which you must enter to confirm the number is yours. An agency cannot enter a phone number on your behalf and cannot opt you in.

Frequency and cost

Message frequency varies — these are sent when something happens on your account, so there may be none for months. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

How to stop

Reply STOP to any message to stop all further texts. We also accept END, QUIT, CANCEL, UNSUBSCRIBE, REVOKE and OPTOUT, and we will honor a request to stop made in any other reasonable way, including by writing to support@onlyflow.pro. You will receive one confirmation message and then nothing further.

Stopping texts costs you nothing. It does not affect your payments, your account, or your fees, and it does not stop the written notices — those are a legal requirement and they continue by email.

Help

Reply HELP to any message, or write to support@onlyflow.pro.

Your number

We do not sell or share your phone number, and we do not share mobile opt-in data with any third party for marketing. Your number is passed only to the messaging provider that delivers the message to you, and for no other purpose. See the Privacy Policy.

8. Acceptable use

Do not use OnlyFlow to move money you are not contractually owed, to impersonate anyone, or to attempt to reach data belonging to an account that is not yours.

9. Availability

We do not promise uninterrupted service. Where a payment provider, a bank, or a carrier fails or delays, the outcome is theirs and not ours — though we will always tell you what happened.

10. Ending it

An agency may stop using OnlyFlow at any time. A contractor may revoke their authorization and disconnect their bank at any time. Amounts genuinely owed under a signed contract before that point remain owed between those two parties; that is a matter between them, and not something OnlyFlow decides.

11. Changes

If we change these terms we will update the date at the top of this page. Where a change affects how money moves or how we message you, we will tell you directly rather than relying on you noticing this page.

12. Contact

OnlyFlow LLC — support@onlyflow.pro