Ask it here first.

$99 a month for the agency, $29 a month per creator after the first three, and 0.90% of any money we actually move.

There is one bill, at the end of the month, from an account you nominate.

No. Not a fee, not a percentage, not a deduction — ever.

Every charge we raise is attached to an agency, and a check runs on every transfer to prove no fee ever lands on a creator.

Once a month, at month end, by ACH debit from the account you nominate.

You are told the exact amount before it moves. It is never netted out of a transfer.

The $99 platform fee and your first three creator seats, for the calendar month you set up your payout destination in.

A fourth creator that month bills normally, and so does the 0.90% on money we move — that is money moving, not software.

The amount we actually move, in whichever direction it moves.

If we collect a $3,000 commission for you, the fee is $27.00. Nothing moves, nothing is charged.

Moving money costs money. The licensed provider that executes the transfer charges about 2% and bills you directly.

We never collect it and we never mark it up — which is also why you can negotiate it down as you grow and we cannot.

Usually, and not always — it depends on your split and on who OnlyFans pays.

When OnlyFans pays the creator, we move your commission and the all-in cost is 2.90% of it, at every split. When OnlyFans pays you, we move the bigger number, so below roughly a 37% split it costs more than the 5% alternative. The calculator on the pricing page shows both.

Neither. No minimum volume, no monthly minimum on the 0.90%, and no ceiling on it.

No. It is month to month and you can stop whenever you like.

Your creators’ authorizations are theirs to revoke at any time too, and we will never ask them to give that up.

Adding a creator takes about a minute on your side.

Their half — signing and connecting their bank — takes them a few minutes from their own login, and it is the part you no longer have to chase.

An email address and your agency name. That is signup.

Before the first collection you also need a verified business, a payout destination, and your creators’ signed agreements — all of which you can do while you build the roster.

Yes, and only their agency can create it — we never open one on our own.

You send them a one-time link, they pick a password, and from then on they can see every payout, what you took, and that we charged them nothing.

Yes — PDF, PNG or JPG, up to 10 MB, on the same screen where you add them.

It is stored with a SHA-256 of the exact bytes and checked against it every time it is opened, so it can be shown later to be the same document.

Not as a bulk import yet — creators are added one at a time today.

Tell us how big the roster is and we will do it with you rather than leave you typing.

Yes. Taking less starts immediately; taking more waits for them to agree.

Nobody disputes being charged less, and a rate increase they did not agree to is an unauthorized debit — so the software will not let one happen.

You do, when you add them, and it is the rate that appears on the agreement they sign.

They see it in their own account before they agree to anything, at the largest size on the screen.

Almost certainly. Bank connections here use the same open-banking coverage every pay-by-bank product uses — thousands of US banks and credit unions, including almost every large one. Navy Federal is the documented exception, and there are a handful of others.

And if a particular bank cannot be connected that way, micro-deposit verification works for any US checking account: two small deposits, one confirmation, and it is permanent after that.

Their split, every payout, exactly what you took and when, and $0.00 charged by us.

They cannot see your other creators, your bill, or anything else about your agency.

Then nothing moves for that creator, and everything else carries on.

A signature they did not give is the one thing this system will not manufacture — INV-CONTRACT stops the debit rather than assuming.

It is the arrangement itself: the share a creator already agreed to moves on its own, so nobody has to send an invoice and nobody has to remember.

In one direction OnlyFans pays the creator and the agency’s share is collected afterwards; in the other the agency is paid and the creator’s share is sent on. Either way the creator is told the exact amount before anything moves, and they can turn it off from their own account.

They can, at any time, from their own account or at their bank, and we stop immediately.

What they already owe you is still owed — revoking stops the automatic transfer, not the agreement between you two.

Every time, in writing, with the exact amount.

If our provider cannot confirm the notice was delivered, the debit does not fire at all.

Nothing waits after that. The notice goes out and the transfer follows in the same moment — usually within seconds of the payout landing in their account.

They press one button and the transfer freezes until you have answered them.

Every amount carries the payout it came from and the percentage that produced it, so there is always a real answer.

Yes. Each relationship is its own agreement, its own split and its own authorization.

Neither agency can see the other.

You are paid a share of what the management agency collects, and it settles the same way — automatically, from their account to yours.

You do not need the creator’s bank, their login, or anything else about them.

No. Same $99, same seats, same 0.90%, same features.

Your share does not move until theirs has actually settled.

Paying you out of money that has not arrived is how a middleman ends up funding the whole chain out of pocket.

It depends on the code, and that decides everything.

Insufficient or uncollected funds can be re-presented for the same amount. A closed account, a stop payment or an unauthorized return cannot, and we quarantine that bank rather than walk into the same wall again.

Nothing happens. No payout, no commission, no transfer, no 0.90%.

You still pay the $99 and their seat, because that is software rather than money moving.

We wait. We fire on the money actually landing in the bank account, not on a date or a platform balance.

That is the whole reason a transfer does not bounce: the money is provably there when it goes.

Nothing is lost and nothing double-fires. Every periodic job is idempotent and picks up where it stopped.

A transfer that was already authorized and noticed still settles; one that had not fired yet fires when we are back.

Your money is not with us at any point, so there is nothing of yours in an estate.

Money moves between your account and your creators’, and you can export every record — statements, agreements, authorizations — at any time.

When OnlyFans pays you rather than the creator AND your split is below roughly 37% — then we move the bigger number and the fee is a larger share of your commission than the 5% alternative.

Also when you have one creator and a good relationship: you do not have a chasing problem yet.

A few institutions have known aggregator-side failures that no provider can fix — Navy Federal is the documented one.

We say so at setup rather than letting somebody find out on payout day, and the answer is either micro-deposits or a different account.

Yes, with a real authorization — it is the same mechanism as a gym membership or a phone bill.

What makes it lawful is that they agreed specifically, in a signed authorization that states the percentage and the account it comes from; they can revoke at any time; and they are told in writing before every amount.

It is the US rule that governs electronic transfers from a consumer account.

Its advance-notice duty applies to transfers that recur at substantially regular intervals. A commission follows a payout the creator chooses to request, whenever they choose to request it, so it does not sit in that category — and we send the written notice anyway, every time, and refuse the transfer if delivery is not confirmed.

Regulation E also makes the right to stop a transfer non-waivable, and that part applies to everyone. It is why our software refuses to store authorization text that tries to waive it.

Neither. A licensed payment company executes every transfer and holds the permissions that requires.

We send the instruction. Money never passes through an account we control.

Only if you pay them — that is, if the platform pays you and you send their share on.

If OnlyFans pays them and you collect a commission, you are not paying them anything and there is no 1099 from you. Ask your CPA about your own shape.

They are an ordinary business expense in the normal case, and everything is on one monthly invoice with the lines separated.

We are not your accountant, and this is not tax advice.

Yes. California’s Talent Agencies Act can void an agreement where an agency procures employment without a license, and chatting or upselling can count.

We flag it rather than pretend it away, and it is a conversation for a lawyer in your state.

No, and there is nowhere in this system to put one.

We watch a bank account for an arriving deposit. No password, no two-factor code, no session cookie, nothing to leak.

Their name, contact details, the agreement they signed, the transfers that happened, and the bank connection the rail needs.

Not their date of birth, not a government ID number, and not their account number in a form we can read.

Access is limited to what an operator needs to run the rail, and every read of a document is recorded.

Your creators cannot see each other; your chatting agency cannot see your bill; nobody outside your account sees anything.

Yes, at any time, in a form your accountant can use.

Statements, transfers, agreements and the documents you uploaded.

They still cannot move money. Changing where money goes is not something an account login can do on its own.

Access links expire in 72 hours, are single use, and are stored as a hash — nobody can read one out of our database, including us.

OnlyFlow LLC, a Florida limited liability company, built by people who ran this exact problem in their own agencies.

The founder’s name is on the blog and the compliance page, which is more than most of this industry offers.

Not yet. We are in integration with our banking partner and no customer money has moved.

We would rather say that than imply otherwise. Talk to us now and you are among the first agencies on it.

No, in any way — not endorsed, not connected, not a partner.

We never touch the platform at all. We watch a bank account.

Yes — you earn a share of what an agency you introduce pays us, for as long as they stay.

It costs them nothing and changes none of their pricing.

Email support@onlyflow.pro. A person answers.

If it is a question about your own numbers, say your split and who OnlyFans pays — that is enough for a real answer.